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Start a Cake Decorating Business with New FabJob Guide
If you love decorating cakes or cupcakes you can get paid to do what you love when you start a cake decorating business or cupcake business," says Jennifer James, author of the FabJob Guide to Become a Cake Decorator, released this month by FabJob.com. Jennifer says there are many benefits when you become a professional cake decorator and start a cake decorating business (also known as a cake design business) or cupcake business.

Family Website Trends Detailed in New Report from the Web Marketing Association
Updated Web Marketing Association Internet Standards Assessment Report Includes Historical Data Derived from a Decade of Hosting Premier Internet Award Competition, WebAwards, Provides Best Practices for Family Web Design

Financing Business Expansion for Your Small Company
How you finance the expansion of your business is important. Borrowing and understanding the consequences of borrowing for your financing is extremely important.

How To Promote Your Business On Youtube
Video marketing is a great way to get your business professionally promoted and to attract more people to your offer Nowadays there are many video libraries online gathering thousands or even millions of videos uploaded daily by users

3 Simple And Low Cost Marketing Ideas To Create Visibility
Marketing your business is one of the biggest challenges for any solopreneur ? it?s a task we all find quite daunting, and are simply overwhelmed by all the information that?s available. Below I have put together some information on 3 simple and low cost marketing ideas, which you can easily implement right away to create more visibility for your online business and web site. They all work well for me! To help you decide which is the best strategy (or strategies) for you, I have listed the pros and cons of each one. Create a Blog

Home Based Business Scams - How To Avoid Them
There are tons of illegal and home based business scams that are increasing to hit the net on a daily basis It is hard to find the right type of online business that suits people these days, but if you find one that works and works well, be prepared to make a boat load of cash

A Couple of Chicks Bring Internet Marketing Workshops to Nova Scotia's Tourism Community
The Nova Scotia Tourism Human Resource Council and Department of Tourism, Culture and Heritage bring Internet Marketing workshops to the Province to engage the tourism industry in embracing the Internet as a key marketing tool for Nova Scotia's tourism products.

Internet Marketing Firm WebMetro to Share 5 Proven Strategies for Boosting Online Marketing ROI at ad:tech San Francisco
Leading California-based Internet marketing agency WebMetro (http://www.webmetro.com/) to share 5 proven strategies for boosting Internet marketing ROI.

The Essentials of Free Internet Marketing
Given a solid product, a well-developed Web site, and a carefully designed marketing strategy it's possible to make good -- even excellent -- sales without investing any money in promotion. That said, it does take a serious investment of time as well as marketing know-how.

How to Create and Test Effective Systems For Your Business
The Author of the most practical business book - Secrets To Retail Riches ? provides the following article on the most effective way to build and use effective systems in your business SYSTEMS The word ?Systems ? has become clich?d within the business community ? It?s one of those buzzwords that everyone throws around and everyone is aware of, but so very few people actually know ? ? when a system is needed ? how to easily build and implement an effective system ? how to test the system they developed

NAMWOLF Applauds U.S. Hispanic Chamber of Commerce and Exxon Mobil Corporation United Effort for Business Diversity
The National Association of Minority and Women Owned Law Firms (NAMWOLF) is pleased to see the U.S. Hispanic Chamber of Commerce (USHCC) and Exxon Mobil Corporation unite to generate business opportunities for the Hispanic community.

A Unique Study On The Home Business Industry
Applied Serendipity Limited undertook a 2 year study testing and researching home businesses. This industry is mostly unregulated and full of stories of woe. This work was designed to provide a little more fact and reality amidst the all-encompassing sales hype.

Multilevel Marketing MLM Leads Generation System and Multi-Media Vertical Marketing System Announced Today by Internet Marketing Gorillas, LLC
AUMMB is a new technology and multi-media Multilevel Marketing MLM leads generation system. It combines nine different vertical strategies all seamlessly working together to create MLM leads generation, generate prospects, build new downline distributors and drastically increase Multilevel Marketing MLM downline retention. The Internet Marketing Gorillas strategy combines the following nine verticals each reliant on each other to create MLM leads generation system: Internet and Local Radio Live and Podcast Training, Personal Development Customized Branded MLM Social Communities, World Class Customizable Sales Training and Personal Development Tools, International Portal to Portal Affiliate Marketing Partnerships, Brand Building Multi-lin...

Top Five 2004 Required Marketing Tips Needed to Succeed
When marketing your practice, as well as designing yourbrochure, web site, business card, flier, advertisement, orother marketing effort, we recommend investing the time andeffort needed to effectively address all these tips. Notone of them can be omitted.

Avoid Marketing Stagnation Using 3 Basic Methods
You joined an online marketing program, placed some ads, and then thought, now what? The majority of new marketers pause at this point, and many never come back.Some years ago, I attended a "bump school" ski lesson in Breckenridge, Colorado.

Six Ways Under Your Nose To Finance Your Home Business

There are lots of ways to get additional capital to expand a home-based business. But before you look outside for financing, leaving the decision about your company's progress and merits to someone else, consider these six ways under your nose to finance your home-based business:

Personal Savings

Savings are easy to tap and involve no paperwork.

The negatives: if you use the money in your business, it eats into your safety reserve and is no longer there for emergencies. It diverts funds from a very low risk investment to a high one.

Whole-Life Insurance

Whole life policies accumulate tax-deferred cash value that you can tap for your business. But the only way you can tap this cash without paying taxes is to borrow against your policy. As long as you keep your policy intact and pay premiums when due, loans remain tax-free.

The negatives: you will be converting a low risk investment into a high one; if you decide to terminate your policy or if you default on repaying your loan, taxes will be due on all cash value accumulated under the policy; if you die before your loan is repaid, any distributions to your beneficiaries will be reduced by the amount of your outstanding loan.

A Loan from Your 401-K Plan

You can borrow up to $ 50,000 of the money you have saved under many 401-K plans. There are no credit checks. Interest is usually a percentage point or two above the prime rate and the interest that you pay back to the plan will be tax-deferred to the plan. Most loans are repayable out of salary deductions over five years.

The negatives: you will have less money invested toward retirement; the dollars used to repay the loan will be after-tax dollars withheld from your paycheck; if you fail to repay the loan, the IRS considers your failure a premature distribution -- you will be charged taxes on the borrowed amount plus you may be assessed a 10% early-withdrawal penalty.

A Home-Equity Loan

These loans do require that you apply and be reasonably credit worthy. You generally can borrow up to 80% or 90% of the equity value of your home. Interest on these loans is generally tax-deductible.

The negatives: you will reduce the equity value of your home by the loan amount; you will be diverting funds from a relatively safe investment to a high risk one; if you default, you put your house at risk of foreclosure. Think very carefully before using this form of financing.

Personal Credit Lines and Credit Cards

They are convenient, versatile forms of financing. You can borrow and re-borrow up to the line limit as needed.

The negatives: you will pay relatively high interest rates-- rates range from 12% to over 18%; the minimum monthly payment on many of these arrangements will repay the outstanding balance within 42 months; it is easy to dig yourself deep into debt using credit lines and credit card debt; high outstanding balances against your line can negatively impact your personal credit rating.

A Margin Loan

You can use margin loans for purposes other than buying additional securities.

Any margin loan will be secured by your equity shares. Rates are often below prime, applying is relatively easy, and these loans have very flexible repayment terms.

Loans are initially limited to 50% of the purchase price of your equity securities. Loan repayments are triggered when the value of your stock falls below the margin limit.

The negatives: Because borrowings are predicated on volatile stock values, a margin loan can be a risky proposition; if you default in repaying, the brokerage firm can sell your securities to satisfy the loan; an untimely sell-off can have a devastating effect on your portfolio and negative tax consequences.

The only safe way to consider a margin loan to finance your home-based business is to limit advances to a relative low ratio of your stock portfolio value – say, 25% or less.

Most of these financing methods are under your control and don't require business plans or company financials to qualify. Although each of these methods has risks and disadvantages, so do most external methods of financing. Before proceeding with one of these financing methods, carefully consider the potential benefits, risks and consequences. Whatever you decide, it helps to know the options right under your nose.

George Parker is a Director and Executive Vice President of Leasing Technologies International, Inc. ("LTI"). He is responsible for overseeing the company's marketing and financing efforts. One of the co-founders of LTI, Mr. Parker has been involved in secured lending and equipment financing for over twenty years. Mr. Parker is an industry leader, frequent panelist and author of several articles pertaining to equipment financing.

Headquartered in Wilton, CT, LTI is a leasing firm specializing nationally in direct equipment financing and vendor leasing programs for emerging growth and later-stage, venture capital backed companies. More information about LTI is available at http://www.ltileasing.com.